Advisory Fees

Jackson Wealth Management ("JWM") is a fee-only fiduciary advisory firm. That means the firm is paid only by its clients—no commissions, no product sales incentives, and no compensation for recommending one investment over another. The goal is simple: advice that stays objective and aligned with the client’s best interests.

JWM’s pricing is designed to be straightforward and scalable. Advisory fees are charged as an annual percentage of the assets JWM manages, calculated on a tiered, blended schedule (so higher asset levels are billed at lower marginal rates), and then billed quarterly in arrears based on the household’s account value during the prior quarter. Clients always know what they’re paying: the advisory fee schedule is provided upfront, the exact fee is confirmed in writing before services begin, and fees are calculated using the same transparent methodology each quarter—no hidden charges or product-based markups.

The firm’s standard minimum for an ongoing wealth management relationship is a $500,000 household investment. In certain cases, additional “held-away” assets (such as employer retirement plans) may be considered when evaluating whether a household meets this minimum. For smaller relationships that fall below the firm’s investment minimum, an annual flat-dollar advisory fee may apply. In limited circumstances, fees may be adjusted based on the overall relationship and scope of services, and any such adjustment is always documented in writing.

Clients work with JWM for results you can quantify over time: a disciplined portfolio aligned to goals and risk tolerance, ongoing monitoring and rebalancing, and tax-aware implementation where appropriate—plus retirement and cash-flow planning, coordination across accounts (taxable, IRA, Roth, trust, etc.), and guidance on major decisions like equity compensation, real estate moves, college funding, and withdrawal strategies. Clients also receive complimentary estate document creation through Wealth.com, potentially saving $3,000-$5,000+ vs. engaging with a local estate attorney for similar services.

Just as important is mistake prevention. Avoiding a few costly errors—panic-selling, taking the wrong level of risk, poor tax moves, or bad timing around retirement decisions—can create meaningful long-term value.  Financial planning is included at no additional cost for wealth management clients.

Client relationships are at-will and may be terminated at any time in accordance with the advisory agreement. Combined with billing in arrears, this structure is designed to keep incentives aligned and help reduce conflicts that can show up in other arrangements—such as long-term contracts, prepaid retainers, or commission-based compensation.

Client assets are held at a qualified third-party custodian (such as Schwab) in the client’s name. JWM then acts as the limited power of attorney to manage the assigned accounts. 

Before hiring the firm, JWM offers a complimentary, multi-meeting consultation process to ensure mutual fit—clarify goals, review the client’s situation at a high level, and walk through services, expectations, and fees—so clients can make a confident, informed decision.